Buy crypto with local payments.

Buy crypto

Crypto assets
You get · estimated
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Crypto asset
Loading price…

Estimate before fees. Final quote in your account.

Bitcoin, Ethereum and stablecoins. Explore prices, plan your budget and find a payment guide that fits your next move.

Market overview

Follow the market before your next move.

Search the full Finlazo crypto catalog and view a selected asset’s market reference. A displayed price is separate from a purchase quote and its fees.

Market asset

Search the full wallet catalog. USD reference markets are shown where available.

USD market reference · refreshes every 30 seconds

Loading prices

Historical USD observations from CoinGecko. UTC dates. Figures exclude fees, spreads, taxes and currency movements.

These market references are not executable purchase quotes. Stablecoin-quoted markets are approximate USD references.

Choose your asset

One starting point. Different crypto assets.

Understand what you are buying before comparing payment methods. Stablecoins and other crypto assets have different uses and risks.

The buying journey

How to prepare a crypto purchase.

From a first estimate to checking account requirements: understand each step before approving a payment.

  1. 01

    Create your account

    Start with your own Finlazo account and keep your sign-in details private.

    Create an account
  2. 02

    Check verification

    Review the identity requirements and service availability for your country and account.

    Read the KYC guide
  3. 03

    Build your estimate

    Choose an asset, budget and currency. Market estimates exclude fees.

    Use the estimate widget
  4. 04

    Check the purchase service

    Review the final price, charges and payment instructions for the service available to your account.

    Review availability
  5. 05

    Know your wallet

    Understand Main, Spot and Collateral before moving funds between accounts.

    Explore your wallet

Why Finlazo

Clarity from the first estimate.

Bring your research, account tools and local payment information into one place.

Compare before continuing

Use indicative prices and fractional-asset calculations to understand a budget.

Open the converter

A clear wallet view

Review Main, Spot and Collateral balances in your account.

View wallet tools

Local guides with context

Read about payment steps, limits, references and verification.

Read Finlazo guides

Country rules

Can I buy crypto in my country?

The answer depends on your location, residency, account and applicable rules. Payment-network access and permission to provide a crypto service are separate questions.

Check the service, not just the currency.

USD, EUR, GBP, KES or NGN in a calculator is a display choice, not a promise of coverage. Check whether the purchase service and payment route are available to you, and review the terms before proceeding.

Keep purchase and transaction records, and check the rules and tax requirements that apply where you live.

Explore the Africa regulation hub

Historical market data

Crypto: 7-day price history.

Choose a crypto asset to see its recent price observations. They are not the price you will necessarily receive in a purchase.

History asset

Historical USD observations from CoinGecko. UTC dates. Figures exclude fees, spreads, taxes and currency movements.

Costs and purchasing power

Check fees and limits before you pay.

Compare the total cost, not just a displayed asset price. There is no single worldwide fee, minimum or maximum that applies to every Finlazo account and payment route.

Read a quote in separate parts.

Market rate
The asset price and any currency-conversion basis.
Purchase charges
Any service, processing or spread costs in an executable quote.
Payment charges
Costs applied by your bank, card issuer or mobile-money provider.
Network or withdrawal costs
Separate costs that can apply to an eligible transfer after purchase.

Limits can apply at several levels.

  • Account and verification

    Your account status and applicable transaction checks.

  • Payment method

    The bank, card or mobile-money transaction and daily limits.

  • Asset and network

    Minimum amounts, precision and supported transfer networks.

For Kenya-specific context, read the M-Pesa and PesaLink guides.

Buying models

A guided account flow or a P2P marketplace?

Understand who you deal with and how payments are matched. This is a comparison of workflows, not a safety rating.

Finlazo account flow compared with a peer-to-peer marketplace
What to compareFinlazo account flowP2P marketplace
Starting pointA guided asset, amount and payment-method flowAn individual seller or merchant listing
PricingMarket estimate, with an executable service quote required before paymentPricing and terms set by the listing
Payment matchingFollow the official instructions for an enabled serviceFollow marketplace order and seller instructions
Personal account paymentsUse your own verified bank or mobile-money accountRules depend on the marketplace and seller
SupportOfficial Finlazo support and account recordsThe marketplace dispute and support process

A planning estimate is not an executed purchase or a guarantee that a payment method is enabled.

Payment help

Payment pending, declined or not showing?

Use the order or payment status and the original reference to understand the next step.

A prompt did not arrive

Check the selected method, phone or bank account and the instructions shown. An expired prompt is not a confirmed payment.

Your bank shows a completed payment

Keep the reference, amount and time. Check the order status and contact support rather than sending a duplicate payment.

A payment was declined or reversed

Check the issuer or payment-provider status through its official channel. Keep both the Finlazo reference and the provider reference.

Contact Finlazo support

Your budget. Your asset. A clearer starting point.

Compare an estimate, read the local guide and check the service available to your account.

Build an estimate

Budget tools

Crypto conversion, in both directions.

Explore what a budget represents in fractional crypto units, or convert an asset amount back to a reference currency.

Converter asset

Indicative result · BTC

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Market conversion before fees. USD reference pricing. This calculator does not execute a trade.

USD to BTC

$50.00
Unavailable
$100.00
Unavailable
$250.00
Unavailable
$500.00
Unavailable

BTC to USD

0.0001 BTC
Unavailable
0.001 BTC
Unavailable
0.01 BTC
Unavailable
0.1 BTC
Unavailable
1 BTC
Unavailable

Understand the asset

Choose the asset for the job.

People explore crypto for different reasons. The asset, network, custody arrangement and service availability all matter.

Market exposure

Bitcoin, Ethereum and Solana have variable prices. A historical gain is not a forecast and losses are possible.

Value transfers

Supported blockchain networks can carry value between compatible wallets. Always check the asset, network and any memo requirements.

Reference-currency tokens

Stablecoins are designed to track a currency. They still have issuer, reserve, peg and blockchain-network risks.

Read the crypto risk disclosure

Further reading: Circle’s USDC risk disclosures and Investor.gov on crypto-asset investment risks.

Account requirements

Identity verification and name matching for crypto buying.

Prepare the information requested for your account and use a payment account in your own name.

  1. 1

    Provide your details

    Use your legal name and the details requested for your account.

  2. 2

    Follow the document requirements

    Use an accepted, valid document and complete any requested selfie or liveness check.

  3. 3

    Review your status

    Check your verification page for the outcome or any additional request.

Review identity verification

Personal purchases must be first-party.

Finlazo does not accept third-party payments for personal fiat-funded crypto purchases. The sending bank or mobile-money account must belong to and match the verified Finlazo customer.

Verified business accounts follow their applicable business rules. Verification does not by itself enable every purchase or payment method.

Read the KYC requirements

Historical scenarios

Explore crypto profit, loss and growth over time.

Use actual historical observations to compare dates. These illustrations exclude costs and cannot predict your next purchase result.

Scenario asset

Bitcoin profit / loss calculator

Compare a hypothetical USD investment between two historical observations. Choose both dates; this does not predict future returns.

Choose a positive investment amount and two available dates, with the comparison date on or after the purchase date.

Historical USD observations from CoinGecko. UTC dates. Figures exclude fees, spreads, taxes and currency movements.

Growth asset

Selection updates both historical tools.

Bitcoin investment growth over time

A hypothetical $1,000.00 investment at the baseline date, valued at the first available daily observation in each later UTC month. The baseline is loading; every later value uses that same baseline.

Historical USD observations from CoinGecko. UTC dates. Figures exclude fees, spreads, taxes and currency movements.

Before continuing

An estimate is a starting point, not a purchase.

No payment is taken by the public estimate widget. Review your selections and check the service, final quote and payment instructions available to your account before committing funds.

Continue learning

Go deeper before your next purchase.

Read practical guides on first-purchase checks, local payment routes and crypto assets.

Today’s movers

Today’s crypto gainers and losers.

Compare the largest positive and negative 24-hour price changes in the current Finlazo crypto market snapshot.

Rolling 24-hour change · one USD reference market per wallet asset · up to eight in each group. Prices refresh every 30 seconds.

Price observations for this asset are unavailable. Try another asset or retry.

Questions, answered

Buying cryptocurrency: frequently asked questions.

How do I buy crypto with Finlazo?

Start by choosing an asset and amount in the estimate widget. Select a currency and payment option, then continue to QuickBuy with your selections. The widget does not take payment. Review the service, final quote and confirmation shown in your account before committing funds.

Which cryptocurrencies can I explore?

The searchable selectors use the full Finlazo wallet catalog, including Bitcoin, Ethereum, stablecoins and other listed crypto assets. Market prices and historical observations are shown where a matching source is available. Wallet support does not by itself confirm a purchase route for your account or country.

Are these live purchase quotes?

No. The widget uses a current crypto market snapshot to calculate an indicative amount before fees. Non-USD currency conversions use configured reference FX values rather than live foreign-exchange quotes. These figures are planning estimates, not executable offers.

Can I buy with M-Pesa, PesaLink, a bank transfer or a card?

Finlazo has dedicated M-Pesa and PesaLink Bitcoin guides for Kenya. Other payment options depend on the account, country and rollout. An option appearing in a calculator does not establish that its payment service is enabled.

What fees and limits apply when buying cryptocurrency?

There is no single fee or limit for every country, payment method and account. Compare the rate, purchase charges, payment-provider charges and any withdrawal or network costs separately. The global calculator excludes fees and does not establish a minimum or maximum purchase limit.

Do I need identity verification?

Finlazo account and transaction requirements can include identity verification. Follow the requirements shown for your account and use the identity-verification page to review your status. Verification does not automatically make every asset, payment method or country available.

Can someone else pay for my personal crypto purchase?

No. Finlazo does not accept third-party payments for personal fiat-funded crypto purchases. The sending bank or mobile-money account must belong to and match the verified Finlazo customer. Verified business accounts follow their applicable business-account rules.

Do I have to buy a whole Bitcoin?

No. Bitcoin and other divisible crypto assets can be expressed in fractional units. The amount shown by the calculator depends on your budget and the market reference. Actual purchase minimums, precision and availability are separate service conditions.

What should I do if a payment is pending?

Check the order or payment status and keep the transaction reference. Do not send a duplicate payment simply because a screen has not updated. Contact Finlazo through its official support page with the amount, time and reference; never share a password, recovery code or PIN.

Do stablecoins remove investment risk?

No. Stablecoins such as USDC and USDT are designed to track a reference currency, but their value, issuer, reserve arrangements and blockchain networks carry risks. Bitcoin, Ethereum and Solana can also change sharply in price. Read the risk disclosure before making a decision.

Ready to explore your next crypto purchase?

Compare an estimate, read the local guide and check the service available to your account.

Build an estimate