Which assets can my business accept?

You can configure the digital assets and networks relevant to your checkout. Availability depends on the payment flow and supported settlement rails.

How do I integrate crypto payments?

Use the API, hosted checkout, payment links, or a merchant checkout flow. Webhooks keep your systems up to date as payment status changes.

When is a payment confirmed?

Finlazo tracks the payment lifecycle and reports status through the checkout and webhook events. Your reconciliation logic can use the merchant reference on every payment.

Can I settle in a different currency?

Settlement options depend on your account configuration and available rails. We will confirm the supported routes during onboarding.

Business payments infrastructure

Accept crypto payments. Settle the way you want.

Give customers a familiar checkout for supported digital assets while your team keeps payment status, merchant references and settlement visibility in one global payment layer.

Start accepting crypto See how it works

API-firstWebhook-readyConfigurable settlement

Illustrative merchant dashboardLive

Processed volume

$84,290

+18.4%

INV-4821

USDC · Base

USD 2,490

ConfirmedReady

SUB-1904

USDT · Tron

EUR 840

DetectedPending

ORD-7782

BTC · Bitcoin

GBP 1,260

ConfirmedSettled

$390B

Estimated annualized stablecoin payment activity in 2025, including $226B in B2B payments.

McKinsey + Artemis Analytics

741M

Estimated global cryptocurrency owners at the end of 2025.

Crypto.com Research

Up to 40%

First-time customer share reported in a Forrester study of merchants accepting crypto through BitPay.

Forrester / BitPay

Global Crypto Payments Live

See the payment rail in major currencies.

Near-real-time indicative crypto prices for merchant planning, not guaranteed Finlazo settlement quotes.

Reference FX data

₿BTC / USD

$82,750

Indicative market price

ΞETH / USD

$2,435

Indicative market price

$USDT / USD

Indicative market price

$USDC / USD

Indicative market price

Invoice simulator

See what a crypto payment looks like in your currency.

Indicative

Invoice amountReference currency

Prices update approximately every 45 seconds

Illustrative crypto equivalent

USDT$1000.00

USDC$1000.00

BTC$0.012085

ETH$0.4107

Actual payment and settlement amounts may differ. Confirm final quotes before accepting payment.

Global settlement

Accept crypto. Settle through the rails your business uses.

Customers can pay in supported digital assets while merchants settle through available Finlazo fiat or crypto rails, depending on market and account configuration.

Illustrative cross-border flow

A London software company invoices a customer in USD.

The customer pays USDC. Finlazo confirms the configured blockchain payment and the merchant settles through an available bank, local, or stablecoin rail for its account.

Illustrative example only, not a real transaction or settlement quote.

1Customer chooses crypto

2Finlazo creates payment instructions

3Blockchain payment is detected and confirmed

4Merchant balance updates

5Settlement follows the configured rail

Bank transfer

Settlement to supported business bank accounts in available markets.

Mobile money

Settlement through supported mobile-money destinations where available.

Instant and local rails

Local clearing and instant-payment networks subject to market support.

Stablecoin settlement

Keep funds in supported stablecoins where the account configuration permits.

Crypto wallet

Settle to supported external crypto destinations where permitted and configured.

Examples of local infrastructure include M-PESA, PayShap, SEPA, Faster Payments, ACH and local bank transfers, subject to market and account availability.

Built for businesses that sell across borders

Add another payment rail without replacing the ones that work.

Businesses already combine cards, bank transfers, mobile money, instant bank payments and local methods. Finlazo adds supported digital assets for customers who prefer stablecoins or crypto.

McKinsey and Artemis Analytics estimate about $390 billion in annualized stablecoin payment activity from December 2025, including about $226 billion in B2B payments. The estimate excludes much trading and internal blockchain movement.

Fast to integrate

Use hosted checkout, payment links, API or a merchant flow.

Ready for global reach

Serve international customers across currencies and payment corridors.

Clear by design

Track payment lifecycle events and reconcile every merchant reference.

How crypto acceptance fits your infrastructure

From customer intent to configured settlement.

1Customer chooses crypto

2Finlazo creates payment instructions

3Customer sends a supported digital asset

4Blockchain payment is detected and confirmed

5Merchant balance updates

6Settlement follows the configured rail

Supported digital assets

Stablecoins first. More assets as your flow grows.

Configure the assets and networks that make sense for your customers and account.

USDT

Tether

Stablecoin · multiple networks

Availability depends on payment flow and network configuration.

USDC

USD Coin

Stablecoin · multiple networks

Availability depends on payment flow and network configuration.

BTC

Bitcoin

Bitcoin network

Availability depends on payment flow and network configuration.

ETH

Ethereum

Ethereum network

Availability depends on payment flow and network configuration.

Stablecoin economy

Built for a stablecoin economy that does not stop at borders.

USDT and USDC are simply another global payment rail for customers and businesses that use them. They can sit beside cards, bank transfers and local methods without forcing every customer into crypto.

International SaaS billing

Invoice an overseas customer in USDC while keeping the order reference and fiat equivalent connected.

Cross-border trade

Give a counterparty another way to pay without removing existing bank-payment options.

Global services

Create a payment request for a client who prefers a supported digital asset.

Accept crypto payments on your website

Use hosted checkout, payment links or the API to create payment intents, listen for webhooks, and reconcile every transaction against your own merchant reference.

const payment = await finlazo.payments.create({
  amount: { value: 24900, currency: "USD" },
  asset: "USDC",
  merchantReference: "order_4821",
  webhookUrl: "https://yourapp.com/webhooks"
})

API

Build a checkout that fits your product.

Hosted checkout

Launch a conversion-focused payment surface.

Payment links

Share a payment request without building a flow.

Merchant checkout

Keep the payment experience close to your brand.

Merchant use cases

Plug into the way your business already sells.

Ecommerce

Add crypto alongside cards, bank transfers and local payment methods.

SaaS

Accept stablecoin payments from international customers without rebuilding billing.

Exporters & importers

Give overseas counterparties another payment and settlement option.

Marketplaces

Track crypto payments using merchant references and reconciliation.

Travel & hospitality

Accept supported crypto from international customers where appropriate.

Professional services

Create payment requests for agencies, developers and consultants.

Global payment infrastructure with market-specific controls.

Finlazo can apply transaction monitoring, merchant and customer verification where applicable, blockchain confirmation and operational controls around each configured payment flow. Requirements vary by market.

Explore compliance resources

Transaction monitoring

Verification where applicable

Blockchain confirmation

Merchant references

Webhook lifecycle events

Market-specific controls

Global crypto payments FAQ.

How can my business accept crypto payments?

Use hosted checkout, payment links, API integration, or a merchant checkout flow. Supported assets, networks and onboarding requirements depend on your account configuration.

Which cryptocurrencies can I accept?

USDT, USDC, BTC and ETH are examples of supported digital assets. Exact asset and network availability is confirmed for your payment flow.

Can customers pay with USDT or USDC?

Customers can use USDT or USDC where the selected asset and network are enabled for your account. Checkout instructions must be followed exactly.

Can I price products in fiat while accepting crypto?

Yes. A payment request can be denominated in a supported reference currency while checkout calculates the indicative crypto amount for the customer.

How does settlement work?

After the configured blockchain payment is detected and confirmed, merchant balances update and settlement follows an available fiat or crypto rail for the account.

Can I settle to a bank account or keep stablecoins?

Bank-account and stablecoin settlement may be available depending on market, permissions and account configuration. Coverage is not universal.

Which countries does Finlazo support?

Coverage varies by market and payment rail. Start with the available market pages and confirm current support during onboarding.

How are blockchain payments confirmed?

Finlazo tracks the configured asset and network, monitors confirmation status, and surfaces lifecycle events through checkout, dashboard and webhooks.

What if a customer sends the wrong asset or network?

Wrong-asset or wrong-network transfers may not be automatically credited and require review under the applicable support process.

Can I integrate through an API or payment links?

Yes. Hosted checkout, payment links, API, webhooks, payment status and merchant references are designed to work together for reconciliation.

Local market guides