Published foreign exchange reference rate

USD to ZMW Exchange Rate – Convert US Dollars to Zambian Kwachas

Convert US dollar to Zambian kwacha. Explore historical reference rates, observed trends and common conversion amounts.

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1 USD ≈ 20.461 ZMW

Published reference rate · 14 Nov 2026 · Frankfurter

Indicative reference only. Not a live transaction rate or guaranteed payout quote.

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Exchange-rate overview

Understanding USD/ZMW

USD/ZMW lets readers compare US-dollar amounts with published Zambian-kwacha reference values.

A dated reference rate is a benchmark, not a payout promise. Exchange margins and transfer fees affect the recipient amount.

Observed historical data

USD/ZMW historical exchange rates

Daily observations

1-year low

17.4625 ZMW

1-year high

23.243 ZMW

Observed change

-9.13%

USD/ZMW historical daily reference rates over the last year
16 Nov 202514 Nov 2026

The series uses dated reference values returned by Frankfurter. Some dates may repeat earlier published information, including on non-trading days. Finlazo does not generate intermediate prices. Change is calculated between the first and last returned values in the selected period.

Historical performance by period

Observed ZMW per 1 USD. Periods use the latest available observations within each calendar window.
PeriodLowHighChangeObservations
7 days20.33920.468+0.60%6
30 days19.989220.468+2.36%29
90 days18.776420.468+8.80%89
1 year17.462523.243-9.13%364

Recent dated reference observations

The latest available published reference observations for USD/ZMW. These are indicative rates, not executable transfer quotes.

Most recent 30 dated reference values · ZMW per 1 USD
DateZMW per 1 USD
14 Nov 202620.461
13 Nov 202620.468
12 Nov 202620.441
11 Nov 202620.393
10 Nov 202620.389
9 Nov 202620.339
8 Nov 202620.334
7 Nov 202620.33
6 Nov 202620.328
5 Nov 202620.294
4 Nov 202620.306
3 Nov 202620.251
2 Nov 202620.226
1 Nov 202620.202
31 Oct 202620.21
30 Oct 202620.213
29 Oct 202620.23
28 Oct 202620.187
27 Oct 202620.176
26 Oct 202620.218
25 Oct 202620.265
24 Oct 202620.256
23 Oct 202620.256
22 Oct 202620.107
21 Oct 202620.06
20 Oct 202620.058
19 Oct 202620.033
18 Oct 202619.9961
17 Oct 202619.9892
16 Oct 202619.9826

Conversion examples

Convert USD to ZMW

Examples use the dated reference observation shown above. They exclude conversion margins and transaction fees.

Amount in USDReference value in ZMW
1 USD20.461 ZMW
10 USD204.61 ZMW
50 USD1,023.05 ZMW
100 USD2,046.1 ZMW
500 USD10,230.5 ZMW
1,000 USD20,461 ZMW
5,000 USD102,305 ZMW
10,000 USD204,610 ZMW

Convert ZMW back to USD

Amount in ZMWReference value in USD
1 ZMW0.048873 USD
10 ZMW0.488735 USD
50 ZMW2.4437 USD
100 ZMW4.8873 USD
500 ZMW24.4367 USD
1,000 ZMW48.8735 USD
5,000 ZMW244.3673 USD
10,000 ZMW488.7347 USD

Data source and methodology

Finlazo retrieves published daily FX reference observations from Frankfurter. The date beside the rate is the source observation date, not the time a transfer can be executed. Data may not update on weekends or holidays.

Historical highs, lows and percentage changes are calculated from dated values returned by Frankfurter. The source may repeat earlier observations on some calendar dates. Finlazo does not invent values or treat missing data as zero. These figures are for research and estimation, not guaranteed exchange or payout prices.

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Frequently asked questions

How much is 1 USD in ZMW?

At the published reference observation dated 2026-11-14, 1 USD equals approximately 20.461 ZMW. This is an indicative reference value, not a transfer quote.

Does the USD/ZMW rate update live?

No. This page reports dated daily reference observations from Frankfurter. It is not a live tradable price or an intraday feed.

What does the USD/ZMW historical chart show?

Dated reference values returned by Frankfurter, where available. Values may carry forward earlier published information; the chart is not a record of fresh market trades every day.

Will I receive this exact exchange rate when sending money?

Not necessarily. Providers may use different execution rates and charge transaction fees or a conversion spread. Confirm the final recipient amount before transferring.

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