One link to share
Send a clear payment request without asking the payer to copy a long wallet address from a message.
Finlazo personal payments In development
Request a payment.Share one link.
A simple way to request crypto payments from people anywhere, with clear instructions and a payment status you can trust.
We're building the payment verification and wallet reconciliation behind every request before opening the feature for real funds.
Concept preview
Payment request
Request from a contact
AssetSelected crypto
NetworkSupported network
Status Awaiting payment
Shareable payment link
Link creation will be available when the service launches.
Illustration only. No live address, link or transaction is generated.
Know what was paid
Each request is designed to match its own confirmed payment instead of relying on a screenshot or claimed transaction ID.
Clear payment status
Distinguish a requested payment from funds received, confirmed and reflected in your wallet.
Payment flow
A request you can follow from start to finish.
A simple experience for the sender, with reliable confirmation for the person requesting payment. This is the planned flow, not a live checkout.
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Set the request
Choose a supported asset and network, enter an amount and add a short payment description.
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Share it anywhere
Send a link by message, email or social app so the payer can review the details.
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Verify payment
A request should be marked paid only after an attributable payment is confirmed and reconciled.
Built for everyday requests
Collect a payment without making it complicated.
Whether you're splitting costs, requesting a personal payment or working with someone remotely, every link will be designed to make the amount, asset and payment status easy to understand.
Personal payment links will use the verified account's payment rails. Availability will depend on supported assets, networks and applicable identity checks.
Friends & family
Share a request when someone needs to repay you or contribute to a shared expense.
Freelancers & creators
Request a payment for a project, commission or other personal work.
Remote payments
Give someone abroad clear instructions for a supported digital-asset payment.
Payment request details
What a useful payment link should tell the payer.
A payment request is more than a wallet address in a text message. It needs enough information for someone to make the intended payment correctly—and for the person requesting funds to recognise it afterwards.
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Amount and currency
The payer needs to see exactly how much is requested and which supported cryptocurrency is expected. A request amount is not an exchange-rate guarantee.
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Correct blockchain network
The network must be explicit. A familiar token symbol does not mean every blockchain supports that token for a given payment.
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Purpose or reference
A short description helps both people recognise the request. It should not contain passwords, identity numbers or sensitive information.
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Payment instructions and status
The link will need approved receiving instructions and a status that reflects verified payment evidence—not a sender’s statement that they paid.
The controls above describe the intended design. Supported currencies, minimums, expiry options and fees have not been announced.
Payment verification
A sent transaction is not the same as a paid request.
A payer can share a screenshot or transaction hash before a transaction is final—or send funds to the wrong destination. Finlazo's planned flow separates observed activity from confirmed, correctly attributed funds.
Payment confirmation should use actual blockchain and custody evidence. Your request should not be considered successfully paid merely because its amount matches an incoming deposit.
Design requirement: payment status will not be offered as a live guarantee until the attribution and reconciliation flow has been tested.
- STEP 1
Requested
The recipient has prepared and shared payment instructions. No payment is confirmed.
- STEP 2
Detected
An incoming transaction may have been observed. Detection alone does not establish final payment.
- STEP 3
Confirmed
The correct asset and network must be verified, and the transaction must meet required confirmations.
- STEP 4
Reconciled
Finlazo must attribute the confirmed amount to the right request and wallet before marking it successfully paid.
When payments do not match
Clear handling for more than the perfect payment.
In practice, a sender can pay the wrong amount, choose the wrong network or transfer funds after the requested time. A dependable payment-link service needs to recognise those differences instead of treating every incoming transfer as a completed request.
Underpayment
A smaller transfer may leave a request partially paid. It should not silently be marked complete.
Overpayment
Extra funds cannot be assumed to belong to another request. The difference needs a clear reconciliation outcome.
Late or expired payment
Funds arriving after a request expires still need to be traced and handled; expiry does not automatically make an on-chain transfer disappear.
Wrong asset or network
Using a different cryptocurrency or chain may leave a payment unsupported, difficult to investigate or unrecoverable.
Before you send or request crypto.
Crypto transfers may be irreversible. Always check the intended recipient, requested amount, token and network before approving any transaction. A legitimate payment request should never require your account password, recovery phrase or private key.
If someone claims that a payment is complete, check the verified Finlazo account status rather than relying on screenshots or chat messages. Report suspicious requests before sending funds.
Check the link destination and sender identity.
Confirm asset and chain before transferring.
Uncertain? Ask for clarification before paying.
Good to know
Payment link questions
What is a personal payment link?
A personal payment link is a shareable request for a specific payment. Finlazo is developing a flow that will show the payer the requested amount, supported cryptocurrency, network and payment status. The feature is not available for live payments yet.
Can I create a Finlazo payment link today?
Not yet. The page is a product preview. Finlazo has not enabled personal payment link creation or public checkout while payment attribution, blockchain confirmation and wallet reconciliation are being completed. Do not send money to a payment link shown in a demonstration.
What details will I need to request a payment?
The planned request will specify an amount, a supported cryptocurrency and blockchain network, and a description or reference to help both parties recognise the payment. Available assets, minimum amounts and expiry controls will be confirmed when the feature launches.
Does sharing a link mean the payment is guaranteed?
No. A link only communicates a payment request. A payment remains unpaid until Finlazo can identify the incoming funds, verify the correct asset and network, confirm the transaction, and reconcile it to the intended request.
What happens if the sender pays less, more or after expiry?
Underpayments, overpayments and late payments require separate handling. They must not be automatically treated as a successful payment of the original request. Finlazo is building these exception states before enabling live payment links.
Why does the blockchain network matter?
A cryptocurrency can exist on several networks. Paying on an unsupported or incorrect network can prevent normal processing and may result in unrecoverable funds. When payment links launch, always use the exact asset and network shown in the payment instructions.
Will the payer need a Finlazo account?
Payer account requirements have not been finalised. The intended link will show clear payment instructions, but available payment methods and any identity checks will depend on the launch configuration and applicable requirements.
How much will a personal payment link cost?
Personal payment link pricing has not been published. Fees may depend on the available payment route and network. Do not assume that a payment request is free or that a particular fee applies until Finlazo publishes the service terms.
Can I use personal payment links for my shop or website?
Personal payment links are intended for individual payment requests, not as a substitute for merchant checkout. Shops and businesses should use the separate Finlazo business acceptance process, which also remains subject to activation and onboarding.
How can I check that a payment request is genuine?
Check who sent the request, the domain, the currency, the amount and the network before transferring anything. Never rely on screenshots or messages claiming a transfer is complete. When the feature launches, payment status should be checked inside the authenticated Finlazo account.
Your wallet is already here
You can view available balances and supported deposit options in your Finlazo wallet. Personal payment link creation is not yet enabled.